When injured in Texas, whether it’s a car crash or a retail store accident, you may require emergency medical attention. After you leave the hospital, you may discover a lien against you. Unfortunately, while trying to heal from your injuries, navigating a lien can only compound the stress you’re experiencing, especially if you are unfamiliar with them. If this represents your situation, you’ll want to keep reading to learn more about this process and discover how Houston personal injury attorneys can help you through this complex process.
What Is a Lien?
When a lien is placed against you, it is the amount of money you owe after an injury. Generally, when you are involved in an accident and have serious injuries, hospitals have to treat you regardless of your insurance coverage. As such, they will pursue the money you owe by placing a lien against you. However, in Texas, a lien is only applicable if your injuries are caused by the negligence of another person. In most instances, these funds will come directly from a personal injury settlement.
Though it may seem like a lien is a straightforward way to ensure that a healthcare provider receives the reimbursement they deserve, this is not always the case. Unfortunately, when you are do not have insurance the cost of your medical care can be astronomical.
Similarly, if you lose your personal injury case, you will be personally responsible for paying the cost of your medical care. This is true if you win your lawsuit and the amount awarded does not cover the entire cost of treatment.
What Should I Do if I Believe the Amount Is Unfair?
If you believe that a lien is unfair, it’s essential to contact an experienced attorney as soon as possible. Unfortunately, if you let a lien linger too long, it can turn into a lawsuit.
In the event there is a lien against you, an attorney may be able to negotiate the amount. Though the company does not have to accept the negotiation, working with a skilled lawyer can increase the odds of receiving a better deal.
However, you may also find that your lawyer can prove that the lien against you is invalid. In Texas, healthcare providers must begin treating those injured within 72 hours if they want to pursue compensation. Similarly, your attorney can prove that your insurance company was not contacted before the lien was placed. Additionally, a hospital cannot place a lien on any portion of your bill that is not covered by your insurance company.
When you’re injured, you have more pressing matters to worry about, such as healing and moving on after your accident. At the Gonzalez Law Group, our dedicated legal team will do everything possible to help you navigate the complexities of the lien process while also holding the party liable for your injuries responsible for their actions. Reach out today to learn more about how we can assist you.
